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Micro-Schemes Program

Building sustainable livelihoods, one business at a time

The Micro-Schemes Program provides economic empowerment to individuals and families living below the poverty line. We believe that with the right resources and knowledge, people can build a sustainable livelihood. Our program combines seed capital grants with financial literacy training, business mentorship, and ongoing support.

The Journey

How It Works

From application to business owner — here's the path we support.

1

Apply & Get Screened

Complete our application form and attend a brief interview. We assess your business idea, commitment level, and community standing.

2

Complete Training

Attend our financial literacy and business management training. Learn bookkeeping, pricing, customer service, and savings habits.

3

Receive Support

Upon completing training, receive support based on your business plan and needs assessment.

4

Launch with Mentorship

Start your business with ongoing support from a mentor and participation in savings groups and business clinics.

5

Grow & Give Back

Grow your business, contribute back where able to help others, and potentially become a mentor yourself.

Program Objectives

  • Provide accessible micro-grants for small business startups
  • Deliver financial literacy and business management training
  • Create savings groups and cooperative structures
  • Connect beneficiaries with markets and supply chains
  • Support sustainable enterprises

Key Activities

  • Micro-grant disbursements for small business startups
  • Financial literacy and business management training
  • Savings group meetings
  • Business clinics and market days
  • Entrepreneur recognition events

Businesses We Support

From market stalls to service providers — we support diverse business types.

Retail & Trading

Provisions, clothing, phone accessories, cosmetics

Food & Catering

Restaurants, food stalls, baking, packaged foods

Fashion & Tailoring

Tailoring, hairdressing, makeup artistry

Agriculture

Poultry, fish farming, vegetable gardens, livestock

Services & Artisan

Phone repairs, carpentry, vulcanizing, plumbing

Eligibility

Who Can Apply?

Our program is designed for individuals and families who need a hand up, not a handout. Check if you meet our eligibility criteria.

  • Nigerian resident aged 18-55 years
  • Living below or near the poverty line (income assessment)
  • Have a viable business idea or existing small business
  • Willing to attend the training programme
  • Part of or willing to join a savings/cooperative group
  • Two character references from community members
  • Commitment to contribute back to help future beneficiaries

What to prepare:

  • Valid ID (NIN, Voter's Card, or Driver's License)
  • Proof of address
  • Two character references
  • Brief business plan or idea description

Apply Now

Fill out the form below to start your application. All fields are required.

Personal Information

Business Information

Commitment

Or contact us at info@kuth-ng.org

FAQs

Frequently Asked Questions

Everything you need to know about the Micro-Schemes Program.

Support the Micro-Schemes Program

Your contribution helps support our micro-schemes work. Every donation makes a difference.